Personal & Commercial Insurance
Homeowners Insurance
Protect One of Your Most Valuable Assets
Whether you own your home outright or still have 19 years left on your mortgage, your home is one of your most important financial investments. Get a homeowners rate quote today and let PINKHAM help you set up an affordable policy to protect your home and possessions.
If you own your home and occupy it, you need a homeowners policy and can start a quote online or on the phone. If you own your home and rent it to someone, you need a “dwelling fire” policy and will need to get a quote over the phone. You can call 516-931-1414 to start a quote for either kind of policy.
Discounts and Special Programs
Many discounts are available on home insurance policies, especially for certain safety features. For example, you may qualify for a discount if your home has deadbolt locks or a monitored alarm system.
Payment Options
In many instances your homeowners policy can be rolled in with your mortgage, but if you need to pay separately we have several convenient payment options available.
Homeowners Policy Coverages
A homeowners policy is designed to cover the structure of your home and includes protection for various kinds of personal property as well as liability coverage. Want to know more? You can give us a call at 516-931-1414 to speak to an agent.
Auto Insurance
Shopping for an Auto Insurance Policy?
It’s quick and easy to get a free car insurance by calling our agents. Our auto insurance quotes take about 15 minutes and could save you 15% or more on a car insurance policy!
Auto Insurance Coverage Explained
We understand that automobile insurance coverage options can be confusing. There are many different coverages available to you as part of your car insurance quote. Some are optional, others are mandatory. Call us to learn more about the different types of coverage available from Pinkham Agency and how each one protects you.
Discounts and Special Programs
You can save even more money on our low insurance rates if you qualify for Pinkham discounts and special programs. Our discounts reward good drivers, safe drivers, mature drivers, military, and multi-car families, among others.
When you have received your free auto rate quote, Pinkham provides a detailed listing of your coverage limits for each car you’ve told us about.
Want to know more? You can give us a call at 516-931-1414 to speak to an agent.
Boat Insurance
Shopping for a boat insurance policy?
Before your boat gets off your trailer or leaves the dock to reach open water, make sure that you and your boat are fully protected! Boat and personal watercraft insurance can protect you against accidents or vandalism, and insures you against liability. Through Pinkham Agency, we can help you secure a boat insurance quote.
Coverage Explained
Boat policies provide coverage for customers who need their boat or personal watercraft protected from physical damage perils and liability. Optional coverages can also be purchased for protection against damage caused by an uninsured boater, for personal property and for fishing equipment.
Want to know more? Give us a call at 516-931-1414!
Commercial Insurance
Shopping for a Business insurance policy?
As a business owner, you’re used to taking some risks. But your insurance company doesn’t have to be one of them. Our agents understand the needs of small businesses like yours and we can help protect your business and plan a roadmap for your financial future.
Pinkham Agency Inc. provides insurance programs for a wide variety of businesses. We have special programs with pricing and coverages tailored to specific types of business such as contractors, landlord risks, wholesalers, distributors, printers, machine shops, retailers, offices, light manufacturing, restaurants, pharmacies, auto repair garages, consultants, financial services, medical testing labs and many other kinds of businesses.
Medical Lab Insurance
Shopping for a Medical Lab insurance policy?
Pinkham Agency Inc. is one of the most experienced writers of Professional liability for medical testing laboratories in the country. Since the 1990’s we have been providing Competitive quotes with Comprehensive coverage to laboratories and are presently covering insured’s in most states. We write Professional Liability, General Liability, Commercial Automobile, Commercial Property and workers compensation (in most states) as well as other lines are also available.
The policy offers a number of enhancements over most other companies including a deductible that is not applied to the defense cost, higher general liability aggregate and blanket additional insured.
How much will you save?
The policy offers a number of enhancements over most other companies including a deductible that is not applied to the defense cost, higher general liability aggregate and blanket additional insured.
Renters Insurance
Who Needs Renters insurance?
If you’re renting, chances are you do! Whether you’re renting an apartment or a home, your landlord’s policy probably won’t cover your personal items in the event of theft or other common types of loss such as fire or water damage. Get a free renters insurance quote today!
Discounts and Special Programs
Many discounts are available on renters policies, especially for certain safety features. For example, you may qualify for a discount if your apartment has an interior sprinkler system or a doorman responsible for watching who comes and goes.
Renters Policy Coverages
Sometimes called apartment insurance, a renters policy helps protect personal property like your Jewelry, television, furniture, and clothing from a variety of losses. In addition, you’ll also get liability coverage which could help if someone is accidentally injured on the property due to negligence, such as slipping on a wet floor in the kitchen.
Workers’ Compensation
Shopping for Workers’ Compensation?
Workers’ compensation insurance protects business owners, as well as its employees, in the event of a work-related injury or occupational disease. This insurance covers medical treatment and lost wages for employees who get injured in the scope of their employment or experience an occupational disease.
Pinkham Agency can help you find the right workers’ comp policy for your business and employees. Protect your business from costly workplace injuries and claims. Call us at 516-931-1414 to speak to an agent.
Bonds Insurance
Bond insurance is a financial guarantee that the covered party will fulfill their contractual obligations. Whether it’s a large single bond or a small one, we can meet your specific needs. We’ll work closely with you to fully understand your needs and build a long-term relationship rooted in superior service and support.
Feel confident that your surety needs are covered with our nationwide network of surety professionals behind you.
